Coposit App

Coposit

The new way to property.

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Got $10k? Let's get you a new property today.
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We don't do loans! We help you lock-in today's price with a small amount while you make weekly payments towards your full deposit. With zero fees.
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Weekly payments

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towards your full deposit

Lock-in the property

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CBA's Business Bank accepts Coposit to help more people get into the housing market.

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The platform helping Aussies secure property.

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How to get a new home with just $10,000.

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Struggling to own your first property? Effie Zahos could have the solution.

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Help for people looking to break into the housing market.

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An app designed to help property buyers get into the market faster.

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A new way to buy is helping Aussies own their own home, with a deposit of just $10,000.

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CBA to accept $10k deposits to speed up off-to-plan construction.

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Massive surge in investor and downsizer buyers jumping into $10,000 deposit property scheme.

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Savvy way these Aussies bought homes with just $10k with Coposit.

Whether you are

an investor
a first home buyer
a downsizer
an owner occupier
Coposit can help you leverage your savings and help you get to your property goals faster.
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See how Coposit can help
you
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First Home Buyer
First Home Buyer

First home buyer

Investor
Investor

Investor

Downsizer
Downsizer

Downsizer

Owner Occupier
Owner Occupier

Owner occupier

We've broken the deposit barrier, so your home ownership dreams are closer than you think.

Secure your property

With Coposit

Now

Without Coposit

*The time to save a 10% deposit assumes a 15% annual savings rate on median household income and the national median property price, without accounting for property price changes. Source: Housing Affordability Report November 2023 – ANZ and CoreLogic.

How it works
The Coposit Way: Easy, Transparent,
Achievable.
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Step 1

Search and enquire

Find the property you love and send an enquiry to discuss with the agent.

Search and enquire
Step 2

Get Coposit qualified

Typically finishes in a day but it might take a little longer depending on your circumstances.

Get qualified
Step 3

Start your weekly payments

Once reached an agreement with the developer start your weekly payments towards your full deposit.

Start paying
Features
All the good stuff you'll get!
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Simplified paperless process

Simplified paperless process

Open banking for fast eligibility check

Open banking for fast eligibility check

Zero fees Always

Zero fees Always

Weekly payments

Weekly payments

Secure agreements with developers

Secure agreements with developers

Real-time property & payment tracker

Real-time property & payment tracker

Price-lock guarantee

Price-lock guarantee

Simplified paperless process

Simplified paperless process

Open banking for fast eligibility check

Open banking for fast eligibility check

Zero fees Always

Zero fees Always

Weekly payments

Weekly payments

Secure agreements with developers

Secure agreements with developers

Real-time property & payment tracker

Real-time property & payment tracker

Price-lock guarantee

Price-lock guarantee

"Without Coposit, buying my apartment wouldn’t have been possible — their weekly payment system was ideal during a very emotional time. I even recommended it to a friend, and now we’re neighbours!"

Sandra Smith

Sandra Smith

"The initial deposit was daunting, but Coposit made it manageable and helped me step into homeownership sooner than I ever imagined. I now have the keys to my dream home thanks to them!"

Majelle Corpus

Majelle Corpus

"Coposit gave me the flexibility to hold onto my savings longer, allowing me to invest and earn a better return while securing my apartment. It was an attractive option that made perfect financial sense."

Luke St Heaps

Luke St Heaps

"We thought Coposit sounded too good to be true, but it turned out to be a game-changer for securing our luxury apartment in Byron Bay. The flexibility of weekly, interest-free payments let us keep funds free for other investments and renovations — something we wish we had on past purchases."

Shiva and Dean Mackie

Shiva and Dean Mackie

"At just 19 years old, Coposit helped me achieve what I thought was impossible — buying my own home. I couldn't have done it without them!"

Purvi Kapoor

Purvi Kapoor

"As an investor, Coposit is a total no-brainer — why pay the full deposit upfront when you can manage your cash flow more effectively? It just makes smart financial sense."

Jennifer Phillips

Jennifer Phillips

"I chose Coposit because I didn’t have the full 10% deposit upfront. Their platform made it achievable without the stress of huge lump-sum payments."

Bella Gough

Bella Gough

"Coposit made buying my second property possible when I didn’t think it could happen. I'm so grateful for the opportunity they provided."

Stephen Samson

Stephen Samson

"Coposit made it so much easier to buy my first home, helping me pay off my deposit while I was still only 21. Without them, it would have taken me at least two more years to save enough."

Joe Parry

Joe Parry

Testimonials
We've got some great
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reviews.

Say goodbye to big upfront deposits. We've helped plenty do just that.

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Also have a look 👀 at some of the case studies from our customers

Sandra

Sandra

Downsizer

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I didn't have the full deposit up front because I was living off my superannuation.
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The selling Agent told me about Coposit where I could put $10,000 deposit down to secure the unit and I could then pay the balance of deposit off weekly over a period of 12 months this arrangement worked so well for me.
Majelle

Majelle

First Home Buyer

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The main challenge was finding a property within my price range and then also the initial deposit that is required to purchase a home is very daunting for me.
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I was drawn to Coposit because they broke down the deposit into repayments. To be able to achieve homeownership this way made me feel incredibly proud.
Luke

Luke

Owner Occupier

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I didn’t want to lock away all of my available funds in the deposit, or feel pressured to sell any of my existing property or other valuable assets just to secure a home.
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Coposit appealed to me because, even with the full deposit saved, it let me keep my money longer, allowing me to invest it and earn better interest in the meantime.
Robert & Lucy

Robert & Lucy

Investor

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We had the full deposit but didn’t want take money from anything else to secure the property.
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Coposit, made financial sense to us. It allowed us to pay the deposit off in weekly instalments over the build time without any interest disadvantage. This providing a saving (allowing the cash to be held against other investment interests).
Try our calculator to find out what your journey could look like. Your own way.
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Calculator
Whatever your property goal is we are here to help.
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We are ready to help you reach your property goal when you are.
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Buyers are locking in properties every day. Don't miss your moment.