Where $10k means you can buy a brand new property.
Coposit is the property app that allows you to pay your new home deposit weekly, while it’s being built.
5.0(26)
$10k
The minimum you need to get started, instead of a full deposit.
Weekly
Payments you make towards the full deposit while your home is being built.
100% Free
We charge the developer a listing fee, so there are no hidden fees for you, the home buyer.
The new way to property.
Lock in today’s price, with $10k.
Stop the ever-shifting property price goal posts. Secure your home in today’s price and save the rest of your full deposit while your home is being built.
Buy with confidence.
Our Coposit Qualification process will give you an understanding of your weekly payment capability and future mortgage capacity before you commit.
Get ahead.
We’re here to provide a pathway that fast-tracks your property ownership goals and dreams by years. Join thousands of Australians using Coposit.
So, how does it work?
1
Search and connect
Browse off-the-plan homes, use the Coposit calculator to adjust your weekly payments, then send an enquiry.
2
Get Coposit Qualified and secure your home
Once you’ve found what you like, it’s time to get Coposit Qualified and secure your home with a minimum of $10k.
3
Own while you save
Easily manage weekly payments in the Coposit app with your personal dashboard while your home is being built.
4
Collect your keys
Construction is complete and so is your full deposit. It’s time to settle - and we can help with that part too!
Get on the property fast track with Coposit.
Sample
Scenario
Scenario
Purchase price
$750,000
Full deposit required
$75,000
Build time available
104 weeks
Secure with
+ Weekly payments
= Total deposit saved
Own while you save
Get qualified
Secure your property in
With
$10,000
$625 × 104 weeks
$75,000
< 1 year
WithoutCoposit
$75,000
$0
$75,000
6 years*
Coposit saves you years securing your home.Get started
*The time required to save a (10%) deposit assumes a 15% annual savings rate on the median gross household income and based off the national median property price. This time required to save a 10% deposit, does not consider any property price fluctuations whilst you save for your deposit.
Source: Housing Affordability Report November 2023 – ANZ and CoreLogic.
Source: Housing Affordability Report November 2023 – ANZ and CoreLogic.
The smarter home deposit for
everyone.
For first home buyers
We’ve broken the deposit barrier, so your home ownership dreams are closer than you think.
For investors
Now you can keep funds in offset. Cash-flow the deposit your way, without fees.
For downsizers
Have the flexibility to secure your new home without having to sell your old home.
For owner occupiers
A larger family home, or just something to call your own? Plan your next move confidently.
CASE STUDIES
Real results from the Coposit community.
Let’s take a look at some real life Coposit journeys of those who have made property ownership dreams come true much sooner.
Millie
Had $10k in savings but was short of a 10% deposit.
With Coposit, Millie secured a two-bed apartment in Western Sydney two years earlier than she would have if she had to save up for a 10% deposit.
With
, here’s how:
Needed upfront
$80,000
$10,000
Build time utilised
104 weeks
Purchase price
$800,000
Paid $10,000 upfront
Paid $673/week for 104 weeks,
interest-free and fee-free
Property settled
5/5
Rated
“I choose Coposit as I did not have the full 10% saved up for a normal deposit.”
Ivy & Sam
Had $48k in savings but was short of a full deposit.
Ivy & Sam locked in an apartment early on. As they were able to start with more than $10k, their weekly payments dropped dramatically.
With
, here’s how:
Needed upfront
$120,000
$48,000
Build time utilised
96 weeks
Purchase price
$1,200,000
Paid $48,000 upfront
Paid $750/week for 96 weeks,
interest-free and fee-free
Property settled
5/5
Rated
“Coposit gave me my opportunity to get my foot in the door sooner.”
Daisy
Had the full deposit but saw Coposit as the smarter option.
A seasoned investor, Daisy, kept her savings in offset whilst making weekly coposits instead of locking money away during construction.
With
, here’s how:
Needed upfront
$95,000
$10,000
Build time utilised
72 weeks
Purchase price
$950,000
Paid $10,000 upfront
Paid $1,181/week for 72 weeks,
interest-free and fee-free
Property settled
5/5
Rated
“Coposit is a no brainer! Why lock my savings away when I can cash-flow payments on my terms instead.”
Where is Coposit available?
Discover homes from leading builders and developers across Australia offering Coposit for their customers.
We get it, you must have questions.
These are some of the most common.
Can I Buy a House with a $10,000 Deposit in Australia?
What is the CBA $10K Deposit Scheme?
How does Coposit make money?
Does Coposit loan me the money to cover my deposit?
How does Coposit collect my payments?
Does Coposit own part of my property?
What type of properties can I buy with Coposit?
How do I know if I am eligible for Coposit?
Is my money safe if the builder experiences financial difficulty?
Can't find an answer to your question?
View all FAQs
“The platform helping Aussies secure property.”
“Struggling to own your first property? Effie Zahos could have the solution.”
“Help for people looking to break into the housing market.”
“An app designed to help property buyers get into the market faster.”
“What if you could purchase a new home much sooner?”